Numerous car insurance policies are still sold for twelve months. As during the year insurance needs may change from time to time for some drivers, temporary auto insurance is now on offer from some specialist providers.
Short term motor insurance is usually referred to as policies ranging from 1 to 28 days. However, flexible insurance is now available for between 1 to 8 months.
In addition pay as you go options can now be secured which allow drivers to setup their policy online. This gives the option of not having to pay for insurance when it will not be required.
There are numerous situations where 6 months car insurance may be convenient. One is making sure you are adequately insured when using a friends car. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could be advantageous for drivers who have not made a claim recently.
Another reason temporary car insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip.
Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is needing temporary cover when driving home a new or second car home after purchase. Taking a test drive and requiring cover for a day can be another reason.
Many drivers of vans will either be hiring or borrowing the vehicle. This can be where van insurance for 6 months is appropriate, when you are using a van for a range of reasons.
For those bikers that are planning a summer road trip or perhaps attending a biking convention or meet-up, 6 months bike insurance could be a solution. This may prove economical if they will only be riding while they are away and usually drive their car when at home. It may also be worth taking over 50 life insurance cover out in case the unexpected happens when you are away.
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